There are a number of expenses that accompany our regular household spending, from car repairs to buying kids new running shoes. Some of these additional costs are things we can plan for, but others can sneak up unexpectedly, making it difficult to squeeze into the weekly budget.

Thrifty consumers will know when it's best to splurge, and when it's better to hold off on unnecessary expenditure. However, when it comes to the oral health of you and your family, you can't afford to cut any corners. If you need additional financial support to afford your dental treatment, a dental loan from MAC credit could be the answer. 

Taking action to support your oral health 

Unlike many elements of the human body, our teeth, once damaged, cannot be naturally repaired. This means that ailments such as tooth decay must be addressed by a dental professional. 

Dental Care Network (DCN) recommends planning to visit your local dental practice, generally at least once every six months, as this will allow your dentist to keep a close eye on any changes in your oral health.

According to the Australian Institute of Health and Welfare (AIHW), some 30 per cent of adults between the ages of 24-44 are estimated to have untreated tooth decay. When decay is ignored, it can result in infection and damage to the pulp as well as sensitivity or even pain. 

With early identification, many oral and dental issues can be managed by your dentist before they require more serious treatment. Should your dentist find a cause for concern, they will discuss your options with you.

MAC Credit and your dental treatment

DCN understands that quality dental work can sometimes represent a significant financial hurdle, which can sway some people to delay or avoid essential treatments. Indeed, based on the data from the AIHW's last survey, 28 per cent of Australians aged five years and up put off a visit to the dentist because of the associated costs. 

Medical and Cosmetic Credit, also known as MAC Credit, provides people with financial support to access the treatments they need. MAC Credit services more than 16,000 patients each year, and its dental loans can be used at any dental or orthodontic clinic. 

In addition, there is no deposit required, and with payment plans offered up to a value of $70,000, you can have the flexibility to cover part or all of your dental treatment.  

With MAC Credit, you won't pay any upfront fees, and interest rates start from 11.99 per cent, risk graded according to your credit profile. You can pay off your dental loan with a plan that suits you, as MAC Credit offers flexible additional repayment options.

If you're new to medical financing, you'll be pleased to hear that MAC Credit's Account Managers will handle all the details for you, meaning you can expect a stress-free service. 

For more information on MAC Credit and to apply for your patient payment plan, visit the MAC Credit website